Government Schemes for Farmers

PM-KISAN Samman Nidhi

Provides ₹6,000 annually to small and marginal farmers in 3 installments.

How to Apply:

  1. Visit the official PM-KISAN portal.
  2. Click on 'New Farmer Registration'.
  3. Fill in Aadhaar, bank details, land records.
  4. Submit and await verification.
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Pradhan Mantri Fasal Bima Yojana (PMFBY)

Crop insurance scheme to protect farmers against crop loss due to natural calamities, pests, and diseases.

How to Apply:

  1. Visit the official PMFBY portal.
  2. Register or login with Aadhaar and mobile number.
  3. Select crop and insurance provider.
  4. Submit documents and pay premium.
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eNAM – National Agriculture Market

A digital platform enabling farmers to sell produce nationwide with better prices and transparency.

How to Apply:

  1. Go to the eNAM website.
  2. Register using Aadhaar, mobile, and bank details.
  3. Get verified at nearest Mandi.
  4. Start online trading of produce.
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Kisan Credit Card (KCC)

Provides short-term credit to farmers for agricultural and allied activities at subsidized interest rates.

How to Apply:

  1. Visit your bank branch or the online portal of your chosen bank.
  2. Fill in the application with Aadhaar, land records, crop plan, and income details.
  3. Submit KYC and land ownership documents.
  4. Await approval and receive your Kisan Credit Card.
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Soil Health Card Scheme

Gives farmers soil condition reports with advice on nutrients and fertilizers to use.

How to Apply:

  1. Go to your local agriculture office.
  2. Submit land info for sampling.
  3. Officials collect and test soil.
  4. Get a printed soil report card.
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Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)

Provides irrigation solutions under components like Micro Irrigation and Watershed Development.

How to Apply:

  1. Visit the PMKSY portal or district agriculture office.
  2. Login or register as a farmer.
  3. Choose your component and submit land/irrigation details.
  4. Receive approval, subsidy, and support.
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Rashtriya Krishi Vikas Yojana (RKVY)

Supports state-level agricultural projects with central assistance for innovation and development.

How to Apply:

  1. Visit your district agriculture office.
  2. Submit a proposal or enroll in ongoing projects.
  3. Submit necessary documents and get enrolled upon approval.
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National Horticulture Mission (NHM)

Supports cultivation of fruits, vegetables, flowers, and medicinal plants with subsidies and training.

How to Apply:

  1. Contact your local horticulture department.
  2. Submit application with land ownership and crop details.
  3. Receive approval, assistance, and training support.
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Paramparagat Krishi Vikas Yojana (PKVY)

Promotes organic farming through farmer groups and certification with financial support.

How to Apply:

  1. Join a local farmer cluster under PKVY.
  2. Register via agricultural extension officer.
  3. Receive training and organic input kits.
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National Food Security Mission (NFSM)

Boosts production of rice, wheat, pulses, and millets with training and subsidies.

How to Apply:

  1. Visit your local Krishi Bhavan or agriculture office.
  2. Submit crop selection and land documents.
  3. Participate in training and demonstrations organized under NFSM.
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Agriculture Infrastructure Fund (AIF)

Provides loans for post-harvest infrastructure, cold storage, processing units, etc.

How to Apply:

  1. Go to the AIF portal.
  2. Choose a lending institution and fill the application online.
  3. Submit project proposal and choose loan amount.
  4. Receive approval and begin infrastructure development.
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